How to Buy A House - First Time Home Buyer

Buying Steps

Meet With Us

Our goal is to expertly guide you through the home buying process and it begins with meeting you to discuss your wants and needs.  We'll also discuss the purchasing timeline and what to expect.

Get Pre-Approved for a Mortgage

You don't have to, but we highly recommend getting pre-approved for a mortgage. With a pre-approval you'll be make smart decisions in your home search and have more negotiating power with a seller.

Visit Homes

According to national statistics, 90% of home buyers use the internet as a resource to look for homes.  When you find the home or homes that you want to visit, we'll set up an appointment with the seller or listing agent to view the property.

Find "The One" and Write an Offer

When you find the house that meets your wants and needs, you'll then want to write an Offer to Purchase Contract. Writting and presenting an offer to purchase contract is your official response to the seller that you are interested and willing to purchase their home for sale.

Negotiations and Counter Offer

Negotiations are a normal part of your home buying journey. An offer to purchase contract has many aspects and there's rarely a complete agreement between buyers and sellers from the start. As the buyer, you make the first step with your offer to purchase, it is fair and reasonable for the seller to make a counter offer back to you.

Accepted Offer

After the offer/negotiation/counter offer process is done and the buyer and seller reach an agreement this is called an "Accepted Offer."

Inspections and Repair Requests

After an offer has been accepted we recommend to the buyers to have a home/property inspection. A home inspection might reveal something that isn't noticeable from normal observation. These issues might be minor or they may be major enough for you to request the seller to repair.

Title Work 

When you are purchasing property it is advised that you have a title search performed on the property. This will let you know that the property is correctly identified legally and clear of all liens.

Appraisal 

Lenders, Banks and Mortgage Companies often rquire an independent review of the value of the home or property being purchased. This is a normal part of the buying journey.

Schedule Closing 

After inspections and appraisals are complete a closing date will be scheduled for the parties (buyers and sellers) involved to sign the official legal paperwork and transfer money.

Final Walk-Thru and Closing